Individual disability insurance is used to replace lost income if you are disabled or cannot work due to an injury or illness. At Belltown Insurance Agency Inc., we can tailor a California disability insurance policy to fit your individual needs. Many studies say that Americans can have a long-term disability by the age of 65, so this complement to your health insurance is necessary.
An individual disability insurance policy is a good way to cover income losses even with those who have some employer-paid coverage. Typically, disability premiums paid by you are not taxes but employer-paid benefits are. There are 2 types of individual disability insurance policies - long-term and short-term.
Basic ways of disability insurance in California
Individual disability income policy
Social Security disability benefits
Employer paid benefits
Let a Belltown Insurance Agency Inc. agent explain the different options you have when considering individual disability insurance in San Diego, California including the Coronado, Los Angeles, Palm Springs , San Francisco, and Temecula areas.
" Thank you Dawn for providing excellent service, your patience, diligence and hard work resulted in our obtaining an Umbrella policy despite the numerous "roadblocks" encountered along the way. Keep up the good work, greatly appreciated"
- Sue G.- San Diego, CA
"Switched to Belltown Insurance several years ago and never looked back! Can't beat the prices, coverage and customer service."
- Dan B.- San Diego, CA
"I've had several insurance providers over the years and have never experienced the level of personalized service that I receive from B.I.G."
- Gabriel F. - San Diego, CA (Hillcrest)
"Highly professional and friendly service. We have been 100% satisfied with their high level of knowledge and expertise in the insurance business and their ability to meet our needs for last minute requests, without delays. I am happy we switched all of our policies over to them. Super responsive, top notch service, great people, great options, great prices. I highly recommend."
- Marysol O. -Yuma, AZ
"I'm very happy with Belltown. They have taken care of all my insurance needs.... auto, boat and home"