When you own a business, you have a lot to protect, and the right small business insurance coverage can be important to your continued success. Luckily, there are a variety of coverages to choose from when it comes to protecting your business.
Every industry has specific needs when it comes to insurance. Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business. We understand that being unique is what makes your business successful across the board.
Business Insurance Mistakes
- Misclassifying independent contractors as employees – or vice versa on your workers’ compensation policy.
- Failure to update your insurance program. Coverage and risk change over time. It pays to keep up on the changing risk and insurance landscape. Trending risks like cyber, employment, pollution, professional liability, and directors and officer’s liability should be part of your business insurance package.
- Buying insurance that you don’t need. Don’t spend money on insurance coverage you don’t need. Your needs are not going to be in the same ballpark as big-box stores or billion-dollar companies. We know and understand your industry and are better able to provide you with the coverage you need.
We are committed to providing clients with the highest quality insurance plans available combined with some of the lowest possible rates. Whether you are shopping for auto insurance, home insurance, life or business insurance, we can help you obtain the best coverage available with the lowest rate possible.
Let us help you choose a policy that will fit your individual needs. Protecting your assets, whether personal, business or both, is our goal. A well-chosen policy can lessen the impact of some of life’s most common, yet unforeseen perils. We’re here to help when you are considering Business coverage.
Located in San Diego, California, we are licensed in California, Oregon, Texas and Washington with a second office in Seattle, WA.
At Belltown Insurance Agency Inc., each one of our clients are given a dedicated team of experts that work together to proficiently address all your concerns.
We offer all types of Personal Insurance coverages to our clients in California including Auto Insurance, Homeowners Insurance, Motorcycle Insurance, Boat & Watercraft, and Flood Insurance.
Give one of our agents a call to save money on your Business Insurance. Some of our Commercial insurance coverages include Business Owners Policy (BOP), General Liability, Bonds, Commercial Property, and Commercial Umbrella.