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Hybrid or Electric Vehicles And Your Insurance Options


You recently purchased a hybrid or electric vehicle and are now driving it off the lot. You must now contact your agent to ensure that you have the appropriate auto insurance coverage. Insurance for an electric vehicle may be more expensive than insurance for a traditional gas-powered vehicle. Because electric cars are more expensive and have more complex equipment, they may cost more to fix or replace if they are involved in an accident. For policyholders who have comprehensive collision coverage, this could result in higher rates. Tax incentives and long-term fuel and maintenance savings, on the other hand, can help offset higher insurance premiums.

Factors to Consider When Insuring an Electric Vehicle

  • It will be more expensive because the car is often more expensive.
  • The majority of auto insurance providers offer auto insurance for electric and hybrid vehicles.
  • There are fewer discounts available for electric automobiles.
  • Ask your agent for multiple auto insurance quotations.
  • Insurers give discounts for buying multiple policies, insuring more than one vehicle, not filing a claim, and taking a defensive driving course.
  • Car insurance companies have a habit of increasing in price as you have claims. After making a claim, nearly every vehicle insurance provider will increase your premiums. Furthermore, a claim remains on your record for three years.

Although the prices of insuring an electric vehicle are often greater than those of a regular vehicle, you can still discover strategies to save your overall costs. You may be able to save money by conducting research either before or after purchasing the automobile.

Our goal is to educate and service the San Diego, California community and throughout the state of California.  If you're moving to the Pacific Northwest don't forget we also have helpful staff in Seattle. Through our independence, we strive to educate the community on the best options for their insurance needs. We can provide an assessment of your insurance needs with a choice of which package fits you best.

We are dedicated to providing our customers in California with the best coverage at competitive rates. Just make one call to our agency, and we can shop your coverage through many top rated companies. With our professional staff, we can be your liaison with the insurance carrier in the event of a claim. We work for you, not the insurance company.

We want you to have a positive overall experience with Belltown Insurance Agency Inc.. Our one on one service approach is our #1 goal for all our insurance clients. Give us a call at 888-443-7744 or contact us through one of our quote forms, and we'll be happy to answer any of your insurance


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