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Do You Want To Truly Understand Personal Insurance?

  We Have Answers To Common Personal Insurance Questions. Recently, a survey was given to people who purchase personal insurance and the results were very interesting. The survey concluded that most people may not fully understand how insurance works. Some of these misunderstandings can lead to improper coverage and even ...

Professional Liability Insurance

A Business Insurance Update Most businesses purchase general liability insurance to protect the business against certain kinds of claims. These claims could include bodily injury and property damage. Professional Liability insurance, also called Errors and Omissions insurance, protects against a claim from a third party who suffers a financial loss ...

Is Your Business covered For These Risks?

  Many businesses buy commercial insurance thinking that the policy they have covers most if not all things that might go wrong and cause a loss to their business. That kind of thinking can lead to an uninsured loss. We take the time to educate ourselves on your risks, and ...

What To Do After An Auto Accident

Automobile accidents happen every. Although no one wants to experience an auto accident, knowing what to do in case one happens to you could soften the impact on your life in the days and weeks to follow. You purchase auto insurance to help you through accidents when, or if, they ...

Your Risks Just increased

San Diego Personal Insurance Update With the summer months approaching, now would be a great time to review your homeowner’s and personal insurance program.  There is a large spike in auto accidents during June through August.  We offer a free review to assess your insurance needs, and ...

A Home Insurance Update

You may think that San Diego home insurance is only good in natural disasters. When a fire, hurricane, or flood damages your home, your insurance should cover the damage. However, there are many times you can use your home insurance coverage regardless if there is a natural disaster or ...

Planning a Safe Family Vacation

We all want our family vacations to go perfectly, but even with the best intentions, things can happen.  Ticket mishaps, delays, schedule changes, auto accidents, and more can cause your vacation to be ruined. Your personal insurance program can be expanded to include travel and accident insurance. Cal lout ...

Is Your Business Hiring This Summer?

Many businesses today offer college students the opportunity to hold a summer intern position. These can be rewarding for the college student as well as provide some help to the business. Offering paid or non-paid internships can create risk for your business. We wanted to highlight some of the business ...

When These Life Events Occur, You Need an Insurance Checkup

Personal Insurance Update We often get asked the question, “When should I have my personal insurance reviewed?”  Remember, if you bought your personal insurance online, you do not get a review, you are on your own.  Most of us know that major life events can make it necessary ...

Why Use An Agent?

Most people buy Homeowner’s insurance, auto insurance, or business insurance to protect their interests. Insurance can be a very important part of your long term financial plan. A good insurance agent can be an incredible asset to you and your family. Let’s face it, when your home is ...

What’s Under Your Roof?

 A Home Insurance Review Have you ever stopped to think about all the things that could cause damage to your home and personal property? Probably not, but we think about your personal insurance coverage every day. Your homeowner’s insurance is designed to protect you from claims that can ...

Your Private Business Is Exposed to Directors and Officers Claims

Directors and Officers (D & O) Liability Update Every business, no matter what the size, has a D & O exposure.  Some people may mistakenly think that D & O risks are just for large firms, but actual court cases tell a different story.  D & O claims ...