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You Will Never Need Personal Insurance If…

A Personal Insurance Update Are you tired of people telling you why you need to buy their insurance?  Are you sick of buying “cheap” online insurance, only to end up with the wrong coverage?  We thought it might be fun to tell that you do not need personal ...

Save On Your Next Business Insurance Renewal

Save On Your Next Business Insurance Renewal Business Insurance Renewal Your business insurance should be an important part of your overall risk management program. It is important to have the best possible insurance coverage, competitive pricing, and the right insurer. We have found a number of factors that could be ...

New Year Business Insurance Review

It is good to review your business insurance program every year Every San Diego business, like a person, needs checkup from time to time.  As your business grows or changes, your business insurance should respond accordingly.  If your business changes, there could be the possibility that you may ...

Holiday Home Safety Tips

The Holidays are upon us, and if you have been to any department store, the sounds of Christmas are ringing out. According to the U.S. Fire Administration, over 480 homes are destroyed annually by causes related to Christmas tree fires. According to the U.S. Consumer Product Safety Commission hospital, ...

Stop Porch Pirates This Holiday Season

Stop Porch Pirates This Holiday Season The holiday season is filled with fun, parties, food, gifts, overeating and unfortunately some risk. One of the fasted growing risks for many people are stolen packages by porch pirates.  According to proopertycasualtiy360, over 26 million packages are stolen during the holiday season.  ...

Criminals Are Looking For Deals This Holiday

The Most Common Holiday Theft Losses We are in the middle of the holiday season.  While you are out shopping for that perfect gift, criminals are also out looking for ways to enhance their holiday take. While your personal insurance will most likely cover losses from theft, we thought ...

Why Create a Home Inventory?

A Personal Insurance Update Your homeowners insurance is designed to repair or replace any personal property that was damaged or destroyed because of as coverage loss.  However, the coverage is only as good as your ability to remember what was damaged or lost.  If you had a large ...

Your Employees Driving Record Can Damage Your Businesses Reputation

A Commercial Insurance Review When an employee gets into an accident while driving a company vehicle, there are many implications for your business. Depending on the accident an employee’s CDL can be suspended, canceled or revoked. Employers are often caught in the middle especially if the employee in question ...

Home Safety for the Holiday Traveler

Home Safety Tips Many people will be traveling this holiday--in fact about 98 million according to travel experts.  After you have packed your bags and planned your itinerary, you still need to consider how to best protect your home while on vacation. But leaving home more often demands a dutiful ...

We Have Answers To Common Personal Insurance Questions

We Have Answers To Common Personal Insurance Questions Recently, a survey was given to people who purchase personal insurance and the results were very interesting. The survey concluded that most people may not fully understand how insurance works. Some of these misunderstandings can lead to improper coverage and even uninsured ...

A Few Reasons Not to Buy Insurance

A Few Reasons Not to Buy Insurance An Insurance Update Every agent offers tips and suggestions on why you should buy insurance.  However, here are a few reasons not to buy insurance.  Insurance is designed to protect you from unknown events that might cause you a financial loss. &...

How To Design A Business Insurance Policy

How To Design A Business Insurance Policy A Commercial Insurance Update There are many insurance companies that are willing to offer you business commercial insurance coverage.  However, how can tell them apart, other than by their logo or advertising?  That is why you hire us, to help you ...